If you are thinking about purchasing a home, and want to know your buying power, we would be happy to qualify you for a mortgage. The process is free and simple! Complete the Prequalification Application and someone in our loan department will contact you soon.

Apply to get Prequalified Today!

Fixed Rate Mortgage

The interest rate on this loan will remain fixed for the life of the loan. With terms up to 30 years you can select a payment that fits perfectly into your budget.

First Time Home Buyer Programs

Owning a home is a dream of a lifetime and grant money is now available! With grants up to $20,000, you can access the funding you need for a down payment, closing costs and more. Click these links to find out more about the Homebuyer Dream Programä and the Homebuyer Dream Programä Plus. 

You may also qualify for rate discounts and/or a reduced appraisal fee. Call us or stop in to ask about these and other available programs today!

Adjustable Rate Mortgages

Adjustable Rate Mortgage Interest rates on this mortgage product are typically lower than a fixed rate mortgage and can adjust annually throughout the life of the loan. An adjustable rate mortgage is usually used for shorter term loan needs. Click for the required application Lending Disclosures. Contact a branch representative for rates.

Construction Mortgages

Franklin Bank has a variety of construction products to help you build your dream home. We will also customize a loan to fit your special needs. Contact a branch representative for rates and terms.

Already own your home and are thinking about refinancing? Most of our mortgage products fit that need too!

Ready to get started?

View our rates and document checklist.