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Checking Rates
| Type | Interest Rate | APY* | Crediting Method | Minimum Balance Required to Earn APY | Interest Calculation |
* Annual Percentage Yield
The interest rate and APY are variable.
Effective Date: February 1, 2012 and supersede any previous rate sheet.
Rates subject to change without notice. Fees may reduce earnings.
CD/Savings Rates
| Type | Interest Rate | APY* | Crediting Method | Minimum Balance Required to Earn APY | Interest Calculation |
* Annual Percentage Yield
An early withdrawal penalty may apply on Certificates of Deposits.
Effective Date February 1, 2012 and supersedes any previous rate sheet.
** Interest rate and APY are variable.
Rates subject to change without notice. Fees may reduce earnings.
IRA Rates
| Type | Interest Rate | APY* | Crediting Method | Minimum Balance Required to Earn APY | Interest Calculation |
| IRA Savings | |||||
| IRA CD | |||||
IRS penalty for early withdrawal may be imposed.
* Annual Percentage Yield
** Certificate of Deposit. An early withdrawal penalty may apply.
Effective Date February 1, 2012 and supersedes any previous rate sheet. Rates subject to change without notice. Fees may reduce earnings.
