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Checking Rates
| Type | Interest Rate | APY* | Crediting Method | Minimum Balance Required to Earn APY | Interest Calculation |
| Business Basic Plus | 0.40% | 0.40% | Monthly | 0 - 24,999 | Simple: 365 / 365 |
| 0.85% | 0.85% | 25,000-49,999 | |||
| 1.10% | 1.11% | 50,000-74,999 | |||
| 1.25% | 1.26% | 75,000-99,000 | |||
| 1.45% | 1.46% | 100,000 & Over | |||
| MMDA Plus | 0.40% | 0.40% | Monthly | 5,000-24,999 | Simple: 365 / 365 |
| 0.80% | 0.80% | 25,000-49,999 | |||
| 1.00% | 1.00% | 50,000-149,999 | |||
| 1.30% | 1.31% | 150,000 & Over | |||
| Premier Checking | .50% | .50% | Monthly | $25 | Simple: 365 / 365 |
| Performance Checking | .50% | .50% | Monthly | $500 | Simple: 365 / 365 |
| 50 Plus | .50% | .50% | Monthly | None | Simple: 365 / 365 |
* Annual Percentage Yield
The interest rate and APY are variable.
Effective Date: February 17, 2010 and supersede any previous rate sheet.
Rates subject to change without notice. Fees may reduce earnings.
CD/Savings Rates
| Type | Interest Rate | APY* | Crediting Method | Minimum Balance Required to Earn APY | Interest Calculation |
| Statement/Passbook Savings | 1.00% | 1.00% | Quarterly | $500.00 | Simple: 365 / 365 |
| 3-Month CD | .75% | .75% | Monthly | $500.00 | Simple:365 / 365 |
| .75% | Maturity | ||||
| 6-Month CD | 1.00% | 1.00% | Monthly | $500.00 | Simple:365 / 365 |
| 1.00% | Maturity | ||||
| 9-Month CD | 1.15% | 1.15% | Monthly | $500.00 | Simple:365 / 365 |
| 1.15% | Maturity | ||||
| 12-Month CD | 1.34% | 1.35% | Monthly | $500.00 | Simple:365 / 365 |
| 15-Month CD | 1.49% | 1.50% | Monthly | $500.00 | Simple:365 / 365 |
| 18-Month CD | 1.58% | 1.60% | Monthly | $500.00 | Simple:365 / 365 |
| 1.59% | Maturity | ||||
| 24-Month CD | 2.00% | 2.02% | Monthly | $500.00 | Simple:365 / 365 |
| 30-Month CD | 2.03% | 2.05% | Monthly | $500.00 | Simple:365 / 365 |
| 2.04% | Maturity | ||||
| 33-Month CD | 2.03% | 2.05% | Monthly | $500.00 | Simple:365 / 365 |
| 36-Month CD | 2.23% | 2.25% | Monthly | $500.00 | Simple:365 / 365 |
| 48-Month CD | 2.47% | 2.50% | Monthly | $500.00 | Simple:365 / 365 |
| 60-Month CD | 2.66% | 2.70% | Monthly | $500.00 | Simple:365 / 365 |
| 84-Month CD | 2.96% | 3.00% | Monthly | $500.00 | Simple:365 / 365 |
* Annual Percentage Yield
An early withdrawal penalty may apply on Certificates of Deposits.
Effective Date February 17, 2010 and supersedes any previous rate sheet.
** Interest rate and APY are variable.
Rates subject to change without notice. Fees may reduce earnings.
IRA Rates
| Type | Interest Rate | APY* | Crediting Method | Minimum Balance Required to Earn APY | Interest Calculation |
| IRA Savings | |||||
| $0-$4,999 | .99% | 1.01% | Quarterly | Compound Daily: 365 / 365 | |
| $5,000-$9,999 | 1.24% | 1.25% | |||
| $10,000 & Up | 1.49% | 1.50% | |||
| IRA CD | |||||
| 12-Month | 1.34% | 1.35% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
| 18-Month | 1.58% | 1.60% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
| 24-Month | 2.00% | 2.02% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
| 30-Month | 2.03% | 2.05% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
| 36-Month | 2.23% | 2.25% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
| 48-Month | 2.47% | 2.50% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
| 60-Month | 2.66% | 2.70% | Quarterly | $1,000.00 | Compound Daily: 365 / 365 |
IRS penalty for early withdrawal may be imposed.
* Annual Percentage Yield
** Certificate of Deposit. An early withdrawal penalty may apply.
Effective Date February 17, 2010 and supersedes any previous rate sheet. Rates subject to change without notice. Fees may reduce earnings.
