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Loan Rates and Terms
Effective as of 01/28/2012 All loan requests are subject to credit approval.
RESIDENTIAL MORTGAGES - maximum conforming loan amount up to $417,000
| TERM | RATE | APR | POINTS | DOWN PMT | PMT PER $1,000 Mon. | |
Additional Residential Mortgage Loan Information, maximum loan amounts and Terms
Mortgage loan payments described may be increased by the inclusion of property taxes, hazard or flood insurance and private mortgage insurance, if applicable.
| TERM | RATE | APR | POINTS | DOWN PMT | PMT PER $1,000 Mon. | |
CONSUMER LOANS
| TERM | RATE | *APR | POINTS | PMT PER $1,000 Mon | |
Consumer Loan Information and Terms
Disclosures
*APR = Annual Percentage Rate
**Consumer Loans - Add 0.75% if the loan payment is not automatically deducted from a Franklin Bank checking account.
Rates are subject to change.
***This interest rate is the floor.
Fixed loan rates are fixed for the life of the loan
Additional Loan Disclosures available. Click this link for additional information.
Click here for the 1Yr. ARM Disclosure.
Click here for the 5/1 Yr. ARM Disclosure.
Click here for the 7/1 Yr. ARM Disclosure.
Click here for the Home Equity Line of Credit Disclosure.
Additional Rate Factors
Your actual interest rate and annual percentage rate may be higher depending on your credit history, loan to value, down payment, property value, property type, loan purpose and income to debt ratios.
All of the above rates and terms are subject to change without notice.
