Lending Handbooks and Disclosures

What you need to know when borrowing

Using the equity in your home is a great way to borrow at a low rate of interest. Franklin wants you to be as informed as possible, however. Click here for important information about borrowing with a Home Equity Line of Credit. Following is the link to the HELOC Disclosure.

An adjustable rate mortgage is an alternative to a fixed mortgage and the terms are different. Click here for the Adjustable Rate Handbook. Following are the links for the 1 YR ARM, 5 YR ARM and the 7 YR ARM.