Consumer Lending

(for Business Loans click here)

Since everyone's borrowing needs are different Franklin offers a large variety of loan products. No need to worry though, we'll help you choose the right loan and walk you step by step through the process.

Personal Unsecured Loans

This is a perfect loan for borrowers who need a smaller amount and don't want to tie up their collateral. With loan amounts between $1,500 and $5,000, and terms up to 48 months, you can get the financing you need with an affordable monthly payment.

New and Used Auto Loans

Let Franklin Bank get you in the ride of your dreams! We offer both new and used auto loans at competitive rates and terms. New car financing is available for up to 72 months and used car financing is available for up to 60 months.

Ready to get started with a Personal or Auto Loan? View our rates and document checklist.

Apply Online Today!

Home Equity Loans

Fixed Rate

Let the equity in your home work for you! With a monthly payment that doesn't change, budgeting for those needed home repairs is easy. Need to treat yourself? You can use your loan proceeds to put in a pool or take that vacation you've always wanted! An equity loan can be used for just about anything.

The process is simple and less costly than refinancing your mortgage so you save both time and money. For more savings opportunities check with your financial advisor as the interest on your loan may be tax deductible. Franklin also offers discounted rates for automatic payment deduction. Own a second home? We lend on those too!

Line of Credit

Looking for the borrowing capabilities of an equity loan but need some flexibility? A line of credit could be the right product for you. Interest is only charged on the amount of the line you use and as you repay your loan the money becomes available to you again. Like the fixed equity loan, interest may be tax deductible. Click here for the required application disclosures.

Ready to get started? View our rates and document checklist.

Apply Online Today!


SAFE Act - NMLS Numbers


There are times when we could all use a little extra money! That's why Franklin Bank is pleased to offer our Skip-A-Pay Program, designed to help you manage your finances when you need it most. For a nominal fee*, you can skip one month's payment on your qualified loan! Click here for more information and a printable form.