eAccess Checking

Technology at its best! A great account for those that prefer electronic banking and don't want to worry about a minimum balance. This account is also approved as a NJ Consumer Checking Account by the NJ Department of Banking.

• No minimum balance requirement
• No monthly maintenance fee
• Free eStatements
• Free Online Banking
• Free Mobile App.*

*Message and data rates may apply. Check with your phone carrier.

Premier Checking

An account designed to meet the needs of customers who want to earn interest.

• No monthly balance fee for daily balances of $500 and over.
  • $6 monthly fee if daily balance falls below $500.

50+ Checking

It pays to be 50 years young! This interest bearing checking account has no minimum balance AND comes with perks!

• No minimum balance fee
• Interest paid on all balances
• One free order of basic style checks per year
• No fee for stop payments and certified checks
• 50% off the annual rental fee of a small safe deposit box

Bank Smarter New Checking Account Promotion   

Offer: Earn up to $150 for opening a new personal checking account.

First $50 will be deposited to the checking account upon opening. The minimum to open a personal checking account is $50. The offer is good between 2/21/24 and 4/30/24.

To earn the remaining $100 bonus, have at least one qualified single Direct Deposit of $250 or more post to your new checking account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, government benefits (such as Social Security).  Certain forms of electronically deposited funds may not be considered eligible Direct Deposits, including those originating from peer-to-peer money transfer applications such as Zelle, CashApp, Venmo or PayPal.

The primary signor on the new checking account may not be, or have been, a signor on any Franklin personal checking account within the previous six months. Your new account must remain open and active through the payout date stated in the table to qualify for this offer. Customers will only be paid a one-time bonus for this program. Offer may be withdrawn without notice. Checking Account Terms & Agreements and Payout Table will be provided at account opening. Bonus is considered interest and will be reported on IRS Form 1099-INT. Member FDIC.

PAYOUT TABLE