Purchasing a home is one of the most important decisions you'll ever make. The good news? Our mortgage experts are here to ease your worries so you can focus on the excitement of it all! Franklin offers a complete selection of mortgage products to fit your exact needs.

If you are thinking about purchasing a home, and want to know your buying power, we would be happy to qualify you for a mortgage. The process is free and simple! Complete the Prequalification Application and someone in our loan department will contact you soon.

Apply to get Prequalified Today!

Fixed Rate Mortgage

The interest rate on this loan will remain fixed for the life of the loan. With terms up to 30 years you can select a payment that fits perfectly into your budget.

First Time Home Buyer Programs

Owning a home is a dream of a lifetime. We can help make that dream come true with our First Time Home Buyer Programs. You may qualify for rate discounts and/or a reduced appraisal fee.

Adjustable Rate Mortgages

Adjustable Rate Mortgage Interest rates on this mortgage product are typically lower than a fixed rate mortgage and can adjust annually throughout the life of the loan. An adjustable rate mortgage is usually used for shorter term loan needs. Click for the required application Lending Disclosures. Contact a branch representative for rates.

Construction Mortgages

Franklin Bank has a variety of construction products to help you build your dream home. We will also customize a loan to fit your special needs. Contact a branch representative for rates and terms.

Already own your home and are thinking about refinancing? Most of our mortgage products fit that need too!

Ready to get started?

View our rates and document checklist.

Apply for your Mortgage Today!


SAFE Act - NMLS Numbers



There are times when we could all use a little extra money! That's why Franklin Bank is pleased to offer our Skip-A-Pay Program, designed to help you manage your finances when you need it most. For a nominal fee*, you can skip one month's payment on your qualified loan! Click here for more information and a printable form.